Please see the information below to assist you with any questions or concerns that you may have. Do not hesitate to contact us if you are in need of further clarification or assistance. Contact Us information is at the bottom of the page.
File a Dispute
In accordance with the federal Fair Credit Reporting Act (FCRA), EBI will conduct a reasonable reinvestigation upon the request of any individual who disputes the information contained in their consumer background report, free of charge.
Please read the following instructions for more information. You can fill out a form and return to EBI if you choose to file a dispute, or you can contact our Customer Care team directly. They can be reached via telephone at 1 (800) 324-7700, e-mail at firstname.lastname@example.org or fax at (410) 998-7976.
Click here for the Consumer Disputes & Reinvestigations Instructions and Form
Click here for the Consumer Disputes & Reinvestigations Instructions and Form for Claims of Fraud and Identity Theft
Free Annual File Disclosure
In accordance with the Free Annual File Disclosure Rule (16 C.F.R. Part 610), you may request a free annual file disclosure from EBI if we have conducted a background check on you.
For more information or instructions, or to request a free file disclosure, you can fill out the form below and return to EBI, or you can contact our Customer Care team directly. They can be reached via telephone at 1 (800) 324-7700, e-mail at email@example.com, or fax at (410) 998-7976.
Please understand that EBI does not maintain a universal database of consumer credit reports, and we only provide individual consumer reports at the request of our client(s) after your authorization has been obtained. If you have not previously submitted an application to our client and authorized a background report, we will not have your individual consumer report on file. Also be advised that the consumer file we provide to you was provided at the time of your application and may not depict the most current information.
Please note that all copies of these reports will be delivered by mail only. To preserve the confidentiality of your personal information, a copy of your current driver license or recent utility bill must be provided in order for EBI to send correspondence to an alternate or new address.
Click here for the Free Annual File Disclosure Instructions and Form
FACT Act Notice
The Fair and Accurate Credit Transactions Act (FACT Act) amended the Fair Credit Reporting Act (FCRA) in 2003 and entitles a consumer a free copy of their credit report from the three national credit bureaus (Equifax, Experian, and TransUnion) once every twelve month period.
AnnualCreditReport.com is the authorized source for these annual credit reports, and you can request your free report online at AnnualCreditReport.com, by calling them at (1) 877-322-8228, or by downloading and submitting the Annual Credit Report Request form and mailing it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
A Summary of Your Rights Under the Fair Credit Reporting Act
Employment Background Checks
Background Checks: What Job Applicants and Employees Should Know
Statement of Rights for Identity Theft Victims
Fair Credit Reporting Act (15 U.S.C. § 1681)
Employment Background Investigations (EBI), Inc.
PO Box 629
Owings Mills, MD 21117
Telephone: 1 (800) 324-7700
Fax: (410) 998-7976