Legislative Alert Thursday, May 5th: Chip Credit Cards Reducing Fraud

Jennifer Gladstone

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Screening News Update
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  • Census Bureau Settles Discrimination Suit
  • Chips Stemming the Tide of Credit Card Fraud
  • Colorado Moves to Protect Student Information

 

 

 

Census Bureau Settles Discrimination Suit

The Census Bureau has agreed to settle a lawsuit that alleged black and Hispanic job applicants were discriminated against as they tried to get jobs conducting the national count. The Bureau required that any applicant who had an arrest record must provide “official” paperwork explaining the offense, and they only had 30 days to do it. This went for serious crimes as well as minor offenses – even if they didn’t result in a conviction.

The lawsuit claimed getting those documents was “an impossibility” for some people and kept hundreds of thousands of minorities from landing the temporary jobs. The Census Bureau agreed to a $15 million settlement. Members of the class will not be getting a payout, but $5 million is to be used to notify members of the class about upcoming job opportunities and to help them fix mistakes in their criminal history records. Court papers say the rest will go to legal and administrative costs. The Bureau will also have to hire two “industrial organizational” psychologists to help design the criminal history screening criteria for the next census coming up in 2020.


Chips Stemming the Tide of Credit Card Fraud

After several huge national retailers got caught up in data breaches, consumers started receiving new credit and debit cards in the mail. The new cards were fitted with a chip, known as EMV technology. Very little changed on the consumers’ side, but retailers using the new chip-enabled cards have seen counterfeit transactions drop more than 18% at the end of 2015. Those not yet using the technology have seen fraud jump more than 11%!

The cards are effective because, unlike those with the magnetic stripe, the chips generate a unique code for every transaction, so they are more difficult to counterfeit. Retailers that have not made the switch need to beware: if you are not using the chip and you take a fraudulent charge, YOU might now be liable for the funds instead of the banks.

And for those of you who think the chip takes too long to process, new technology is coming soon that will make it as fast as a swipe!

Colorado Moves to Protect Student Information

The Colorado House of Representatives unanimously passed a bill to protect their students’ Personally Identifiable Information (PII). The bill is aimed at third party vendors that have access to elementary and secondary school student data. Schools will be required to publish a list of any third-party with access to the PII, and the vendors will have to create a privacy policy to disclose what information they collect and why. At the end of a contract, vendors will be required to destroy all PII they gathered. The bill will soon be up for debate in the state Senate.

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Jennifer Gladstone

Posted By: Jennifer Gladstone

Jennifer Gladstone is a news anchor and journalist with more than 20 years of experience in front of the camera. She's worked in several markets, large and small, and has performed nearly every task needed in a newsroom. As EBI’s Screening News Editor, she keeps EBI’s customers and blog subscribers up to date on the latest screening news and legislative alerts affecting companies of all sizes.

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