Employment Background Investigations, Screening, & Drug testing - EBI


Employee Background Check ServicesAbout Employment Background Investigation, Inc.Why Choose EBICheck Employee BackgroundsEBI News RoomEmployment Background Check Resources
Home > Background Screening > Identity and Credit Services > Credit Reports

Credit Reports

Instant Services Logo 1 

For employees with financial responsibilities, credit reports are an essential tool in evaluating potential exposure to internal theft.  Reports are obtained from one of the major credit bureaus.  

 

What does this service provide?

A subject’s credit history review is recommended for employees with financial responsibility, accounting functions, entrusted with corporate credit and debit cards or dealing directly with cash.  

Information provided within a credit report includes the following:

  • Trade accounts include the number of open accounts the individual has in place (loans, credit cards, etc.)
  • Satisfactory accounts include the number of trade accounts that are paid according to agreed-upon terms
  • Delinquent accounts include the number of accounts that are paid late or have been charged off
  • Collections include the number of accounts that have not been paid and are in collection
  • Total counts for each category are displayed and the details of each individual account follow in the body of the report
  • Public records include the number of public records on the report (bankruptcies, tax liens, civil judgments)  

 

 

 Did You Know?

 
     
  A candidate’s credit history can provide insight into an individual’s financial responsibility and organizational skills.  It can also provide additional insight into a candidate’s propensity to steal and the ability for the subject to meet financial obligations.

 
     
Bookmark and Share

 

Get Industry eNews
New Source Signup

 
  Contact Us


Contact us today to learn more about our services. 
>> Contact-Us Now!

 
  Get Started


Find out how EBI can solve your employment concerns.  
>> Get Started Today!

 
  Live Demo


Take a tour of our suite of services today. 
>> Sign-Up Now!

 
  Downloads


Product overviews, helpful documents, and more. 
>> Download Today!

 

Copyright© 2009 Employment Background Investigations, Inc. All rights reserved. Click here to view our privacy policy.